![](\"https:\/\/huayang.com.my\/main\/wp-content\/uploads\/2019\/10\/banner-buyer-01.jpg\")
<\/div>\r\n\t<\/div>\t\r\n\tBuyer's Guide<\/p>\r\n\t\t\t\t\t\t
Steps to Own a Home<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t- Steps to Own a Home<\/a><\/li>\n
- Private Sector Loan Application<\/a><\/li>\n
- Goverment Loan Application<\/a><\/li>\n
- EPF Withdrawal Procedure<\/a><\/li>\n
- FIC Guidelines<\/a><\/li>\n
- Malaysia, My Second Home<\/a><\/li>\n
- Loan Calculator<\/a><\/li>\n\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1571879767602{background-color: #f7f7f7 !important;}” el_class=”step-content-row”][vc_column][vc_empty_space height=”35px”][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text bb_tab_container=””]<\/p>\n
01<\/h1>\nRegistration<\/h3>\n
Register here or visit any of our Sales Gallery to speak to our Sales Executives<\/p>\n
[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”541″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-2″][vc_column_inner width=”1\/2″][vc_single_image image=”550″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n
02<\/h1>\nSelecting a Unit<\/h3>\n
Prior to a launch, you will be invited to visit our office to select your unit. Selection of units will be on a first-come-first-serve basis.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text]<\/p>\n
03<\/h1>\nLetter of Offer<\/h3>\n
Upon selecting the unit, you will be issued a letter of offer and the receipt for the initial 10% down payment. The letter of offer will contain the particulars of the property (s) that you have purchased.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”551″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-2″][vc_column_inner width=”1\/2″][vc_single_image image=”552″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n
04<\/h1>\nExecution of Sale and Purchase Agreement<\/h3>\n
You must execute the Sale and Purchase Agreement (SPA) at our appointed solicitor\u2019s office upon settlement of the 10% down payment within 14 days from the date of confirmation of sale.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text]<\/p>\n
05<\/h1>\nApplication for Loan and EPF Withdrawal<\/h3>\n
You are advised to apply for a housing loan instantly upon confirmation of sale. For those who are EPF members and would like to make withdrawal from your EPF account, you will have to obtain the EPF Withdrawal Form from the EPF office or download the form from the EPF website at http:\/\/www.kwsp.gov.my<\/a>.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”553″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"[vc_row full_width=”stretch_row_content_no_spaces” el_class=”buyer-guide-banner-row”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1571879767602{background-color: #f7f7f7 !important;}” el_class=”step-content-row”][vc_column][vc_empty_space height=”35px”][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text bb_tab_container=””] 01 Registration Register here or visit any of our Sales Gallery to speak to our Sales Executives [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”541″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-2″][vc_column_inner width=”1\/2″][vc_single_image image=”550″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text] 02 Selecting a Unit Prior to a launch, you will be invited to visit our<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":233,"menu_order":13,"comment_status":"closed","ping_status":"closed","template":"template-buyer-guide.php","meta":[],"_links":{"self":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/236"}],"collection":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/comments?post=236"}],"version-history":[{"count":32,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/236\/revisions"}],"predecessor-version":[{"id":5286,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/236\/revisions\/5286"}],"up":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/233"}],"wp:attachment":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/media?parent=236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- \r\n\t\t\t\t\t\t\t
- Steps to Own a Home<\/a><\/li>\n
- Private Sector Loan Application<\/a><\/li>\n
- Goverment Loan Application<\/a><\/li>\n
- EPF Withdrawal Procedure<\/a><\/li>\n
- FIC Guidelines<\/a><\/li>\n
- Malaysia, My Second Home<\/a><\/li>\n
- Loan Calculator<\/a><\/li>\n\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1571879767602{background-color: #f7f7f7 !important;}” el_class=”step-content-row”][vc_column][vc_empty_space height=”35px”][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text bb_tab_container=””]<\/p>\n
01<\/h1>\n
Registration<\/h3>\n
Register here or visit any of our Sales Gallery to speak to our Sales Executives<\/p>\n
[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”541″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-2″][vc_column_inner width=”1\/2″][vc_single_image image=”550″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n
02<\/h1>\n
Selecting a Unit<\/h3>\n
Prior to a launch, you will be invited to visit our office to select your unit. Selection of units will be on a first-come-first-serve basis.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text]<\/p>\n
03<\/h1>\n
Letter of Offer<\/h3>\n
Upon selecting the unit, you will be issued a letter of offer and the receipt for the initial 10% down payment. The letter of offer will contain the particulars of the property (s) that you have purchased.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”551″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-2″][vc_column_inner width=”1\/2″][vc_single_image image=”552″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n
04<\/h1>\n
Execution of Sale and Purchase Agreement<\/h3>\n
You must execute the Sale and Purchase Agreement (SPA) at our appointed solicitor\u2019s office upon settlement of the 10% down payment within 14 days from the date of confirmation of sale.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text]<\/p>\n
05<\/h1>\n
Application for Loan and EPF Withdrawal<\/h3>\n
You are advised to apply for a housing loan instantly upon confirmation of sale. For those who are EPF members and would like to make withdrawal from your EPF account, you will have to obtain the EPF Withdrawal Form from the EPF office or download the form from the EPF website at http:\/\/www.kwsp.gov.my<\/a>.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”553″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"
[vc_row full_width=”stretch_row_content_no_spaces” el_class=”buyer-guide-banner-row”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1571879767602{background-color: #f7f7f7 !important;}” el_class=”step-content-row”][vc_column][vc_empty_space height=”35px”][vc_row_inner el_class=”step-content-1″][vc_column_inner width=”7\/12″][vc_column_text bb_tab_container=””] 01 Registration Register here or visit any of our Sales Gallery to speak to our Sales Executives [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”5\/12″][vc_single_image image=”541″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”step-content-2″][vc_column_inner width=”1\/2″][vc_single_image image=”550″ img_size=”full” css_animation=”fadeIn”][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text] 02 Selecting a Unit Prior to a launch, you will be invited to visit our<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":233,"menu_order":13,"comment_status":"closed","ping_status":"closed","template":"template-buyer-guide.php","meta":[],"_links":{"self":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/236"}],"collection":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/comments?post=236"}],"version-history":[{"count":32,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/236\/revisions"}],"predecessor-version":[{"id":5286,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/236\/revisions\/5286"}],"up":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/233"}],"wp:attachment":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/media?parent=236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- Private Sector Loan Application<\/a><\/li>\n