{"id":312,"date":"2019-10-23T07:07:30","date_gmt":"2019-10-23T07:07:30","guid":{"rendered":"http:\/\/huayang.com.my\/main\/\/?page_id=312"},"modified":"2019-10-30T10:48:33","modified_gmt":"2019-10-30T10:48:33","slug":"goverment-loan-application","status":"publish","type":"page","link":"https:\/\/huayang.com.my\/main\/buyer-guide\/goverment-loan-application\/","title":{"rendered":"Goverment Loan Application"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;buyer-guide-banner-row&#8221;][vc_column][vc_column_text]<div id=\"buyer-guide-banner-wrap\">\r\n\t<div id=\"buyer-guide-banner\" style=\"background-image:url(https:\/\/huayang.com.my\/main\/wp-content\/uploads\/2019\/10\/banner-buyer-02.jpg)\">\r\n\t\t<div class=\"banner-hidden-img\"><img src=\"https:\/\/huayang.com.my\/main\/wp-content\/uploads\/2019\/10\/banner-buyer-02.jpg\" height=\"613\"><\/div>\r\n\t<\/div>\t\r\n\t<div class=\"banner-content\">\r\n\t\t<div class=\"container\">\r\n\t\t\t<div class=\"row\">\r\n\t\t\t\t<div class=\"col-sm-6 custom-breadcrumb-wrap\">\r\n\t\t\t\t\t<div class=\"custom-breadcrumb\">\r\n\t\t\t\t\t\t<p>Buyer's Guide<\/p>\r\n\t\t\t\t\t\t<h3>Goverment Loan Application<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"col-sm-6\">\r\n\t\t\t\t\t<div class=\"buyer-guide-menu\">\r\n\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t<li class=\"page_item page-item-236\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/steps-to-own-a-home\/\">Steps to Own a Home<\/a><\/li>\n<li class=\"page_item page-item-310\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/private-sector-loan-application\/\">Private Sector Loan Application<\/a><\/li>\n<li class=\"page_item page-item-312\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/goverment-loan-application\/\">Goverment Loan Application<\/a><\/li>\n<li class=\"page_item page-item-314\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/epf-withdrawal-procedure\/\">EPF Withdrawal Procedure<\/a><\/li>\n<li class=\"page_item page-item-316\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/fic-guidelines\/\">FIC Guidelines<\/a><\/li>\n<li class=\"page_item page-item-318\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/malaysia-my-second-home\/\">Malaysia, My Second Home<\/a><\/li>\n<li class=\"page_item page-item-320\"><a href=\"https:\/\/huayang.com.my\/main\/buyer-guide\/loan-calculator\/\">Loan Calculator<\/a><\/li>\n\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1571934744158{padding-bottom: 95px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column][vc_empty_space height=&#8221;35px&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeIn&#8221; el_class=&#8221;private-sector-top&#8221;]<\/p>\n<h4>As a government loan applicant, you may have been advised by your Departmental Head on the requirements for a housing loan or you may refer to the web site <a href=\"http:\/\/www.treasury.com.my\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.treasury.com.my<\/a> for information.<\/h4>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;35px&#8221;][vc_column_text css_animation=&#8221;fadeIn&#8221; el_class=&#8221;custom-ol-style&#8221;]<\/p>\n<h4><span style=\"color: #b4181d;\">However, we have for your convenience, listed the following documents required for your loan application :<\/span><\/h4>\n<ol>\n<li>Application form to be completed in detail.<\/li>\n<li>Letter of Confirmation and recommendation from your Departmental Head.<\/li>\n<li>Processing fees (RM1.00 for every RM1,000.00 of loan amount).<\/li>\n<li>Borang VII (Format VII) \u2013 Declaration from the borrower giving consent to the Federal Government to deduct from his\/her salary the loan installments (inclusive of interest).<\/li>\n<li>Copy of title deed.<\/li>\n<li>Lampiran A \u2013 Declaration from the developer consenting to a registrar\u2019s caveat.<\/li>\n<li>Format XIV \u2013 To be endorsed by the developer and the borrowers\u2019 solicitors.<\/li>\n<li>Solicitors\u2019 declaration \u2013 confirmation of stakeholder and finalisation of loan documents. Borang Akuan SPP 21\/86 \u2013 Lampiran IV.<\/li>\n<li>Letter to the housing loan unit confirming the ability to settle the difference between loan and purchase price (if it is not a 100% loan).<\/li>\n<li>Copy of Power of Attorney, if the agreement has been attested by the Power of Attorney.<\/li>\n<li>Certificate of Fitness \u2013 for completed house.<\/li>\n<li>The progress payments will be released by the Housing Loan Division only when the title (landed unit) and loan agreement cum assignment (strata unit) has been registered at the land office and the High Court respectively.<\/li>\n<\/ol>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div id=\"content\" class=\"with-sidebar\">\n<div class=\"content-inner\">\n<p><em>Note : The above mentioned format might be changed by the government housing loan unit.<\/em><\/p>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;buyer-guide-banner-row&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1571934744158{padding-bottom: 95px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column][vc_empty_space height=&#8221;35px&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css_animation=&#8221;fadeIn&#8221; el_class=&#8221;private-sector-top&#8221;] As a government loan applicant, you may have been advised by your Departmental Head on the requirements for a housing loan or you may refer to the web site www.treasury.com.my for information. [\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;35px&#8221;][vc_column_text css_animation=&#8221;fadeIn&#8221; el_class=&#8221;custom-ol-style&#8221;] However, we have for your<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":233,"menu_order":15,"comment_status":"closed","ping_status":"closed","template":"template-buyer-guide.php","meta":[],"_links":{"self":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/312"}],"collection":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/comments?post=312"}],"version-history":[{"count":10,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/312\/revisions"}],"predecessor-version":[{"id":2322,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/312\/revisions\/2322"}],"up":[{"embeddable":true,"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/pages\/233"}],"wp:attachment":[{"href":"https:\/\/huayang.com.my\/main\/wp-json\/wp\/v2\/media?parent=312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}